Abstract:
Today the problem of managing credit and
investment risk in the bank in the context of financial
globalization remains one of the most relevant problems. At
the same time, science may not yet explain the answers to
some questions and the banker needs to solve them in
practice. Therefore, the construction of a comprehensive
system of credit and investment risk management in banks
is one of the main components of security effective lending
activities of banks. The article considers the features of
credit and investment activities of banks in the interbank
market in the context of financial globalization. The article
reveals that the main economic function of Ukrainian banks
in the period of accession to the EU is the credit and
investment activity of their clients. State of the loan and
investment portfolio and dynamics of loans were analyzed.
The model and methods of the integrated stabilizer of credit
and investment activity of the bank on the interbank market
are developed. The authors proposed a list of methods and
actions that unify threats, identify risks and improve the
credit and innovation activities of the bank in the period of
globalization for countries that are in the process of forming
the banking infrastructure.
